SPENCER BROWN

Assumption Agreement Form

The borrower will bear all the costs of taking charge, including, but not limited to, the costs of attorney and registration, as well as the costs of confirming the title insurance policy of the lender that insures the right of pledge of the mortgage after the registration of this agreement. These fees are due upon the conclusion of this agreement and their payment is a condition precedent for the lender`s authorization to transfer ownership to the borrower. In the event that it is established that additional costs related to this transaction are due, the borrower undertakes to pay these fees immediately upon request. 1. Hypothesis. The borrower expressly assumes responsibility for the loan documents and undertakes to fulfill all the obligations, conditions, obligations and obligations contained therein and undertakes to pay the obligation and the obligations thus demonstrated as soon as possible and in good time, in accordance with the conditions. b. . .

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REP   ACTING: VLA     VO: SUE TERRY VOICES    LIT: RICHARD SCRIVENER

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